EMYB Stock Analysis
EM
Uncovered
Embassy Bancorp Inc is uncovered by Eyestock quantitative analysis.
Upside
To determine whether the current price is a reasonable to buy a stock, we compare it to our estimate of fair value. The more undervalued a stock is, the higher the upside.
Undervalued
Embassy Bancorp, Inc. operates as a bank holding company. The company is headquartered in Bethlehem, Pennsylvania. The company went IPO on 2010-06-25. Its operating subsidiary is Embassy Bank for the Lehigh Valley (the Bank). The firm acts as an independent community financial services provider and offers traditional banking and related financial services to individual, business and government customers. The company offers a range of commercial and retail financial services, including the taking of time, savings, and demand deposits; the making of commercial, consumer, residential mortgage, and home equity loans; and the providing of other financial services. Its loan portfolio consists of secured fixed-rate and variable-rate loans with a concentration in commercial-purpose transactions and consumer residential mortgage and home equity loans. The firm offers its retail customer base a product line of consumer loan services, including mortgage loans, first time home buyer mortgages, secured home equity loans, lines of credit, auto loans, and others.