Northern California Bancorp IncOOTC NRLB Stock Report

Northern California Bancorp, Inc. operates as a bank holding company, which engages in commercial banking through its wholly owned subsidiary Monterey County Bank. The company is headquartered in Monterey, California and currently employs 48 full-time employees. The company went IPO on 2006-11-28. The Monterey County Bank is engaged in business banking and is a small business administration lender in Monterey County. Monterey County Bank has around four branches, such as Monterey, Pacific Grove, Carmel Rancho and Salinas. Monterey County Bank offers different types of deposit accounts, such as business accounts, personal accounts, certificate of deposit (CD) accounts and individual retirement accounts (IRAs). Monterey County Bank offers permanent/long-term financing for purchase or refinancing of multi-family properties and commercial properties, and secured term loans to businesses for purchase, expansion or refinancing. In addition, Monterey County Bank offers commercial lending products and merchant credit card services to its clients.