Spandana Sphoorty Financial Ltd. engages in the provision of financial services. The company is headquartered in Hyderabad, Telangana and currently employs 9,674 full-time employees. The company went IPO on 2019-08-19. The firm offers income generating loans under the joint liability group (JLG) model to women from low-income households in rural areas. The company offers a range of financial products and services to low-income households and individuals to improve their quality of life. The firm's products include Chetana, Loan Against Property (LAP), and Nano Enterprise Loans. Its product is JLG based micro-loans designed for women entrepreneurs. The Company, through its wholly owned subsidiary, Criss Financial Ltd, provides loan products, such as LAP and loans to Nano enterprises. The firm operates approximately 1227 branches.

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