Ujjivan Small Finance Bank Ltd. provides banking services. The company is headquartered in Bangalore, Karnataka and currently employs 17,870 full-time employees. The company went IPO on 2019-12-12. The firm operates through three segments: Treasury, Retail Banking and Corporate/ Wholesale Segments. The Treasury segment consists of net interest earnings from the Company’s investment portfolio, money market borrowing and lending, gains or losses on Investment operations and income from the sale of priority sector lending certificate (PSLC). The Retail Banking segment serves retail customers through a branch network and other delivery channels. Retail Banking includes lending to and deposits from retail customers. The Wholesale Banking segment provides loans to Corporates and Financial Institutions. Its asset products comprise loans to its micro banking customers that include group loans and individual loans, agriculture and allied loans, housing loans, financial institutions group loans, personal loans and vehicle loans. The company offers savings accounts, current accounts and a variety of deposit accounts.

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