Cullman Bancorp, Inc.NASDAQ CULL Stock Report

Cullman Bancorp, Inc. is a holding company for Cullman Savings Bank. Cullman Savings Bank is a federally chartered savings bank that operates in Cullman County, Alabama. Its business consists primarily of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential real estate loans, commercial real estate loans and commercial and industrial loans and, to a lesser extent, construction loans, multi-family real estate loans and consumer loans. It offers a variety of deposit accounts, including checking accounts, savings accounts, individual retirement accounts, and certificate of deposit accounts. It offers a full family of personal checking accounts. Its savings accounts include kids club, kids club, and individual retirement account (IRA). Its services include access to automated teller machines (ATMs), online and mobile banking, mobile deposit, VISA debit card and overdraft services.