CZFS Stock Analysis
CZ
Uncovered
Citizens Financial Services Inc is uncovered by Eyestock quantitative analysis.
Upside
To determine whether the current price is a reasonable to buy a stock, we compare it to our estimate of fair value. The more undervalued a stock is, the higher the upside.
Greatly overvalued
Market cap $B
0.263
Dividend yield
3.45 %
Shares outstanding
3.971 B
Citizens Financial Services, Inc. is a holding company, which operates through its subsidiary First Citizens National Bank, provides community banking services. The company is headquartered in Mansfield Pennsylvania, Pennsylvania and currently employs 312 full-time employees. The firm is engaged in the ownership and management of its subsidiary Acquisition Company, LLC (CZFS), First Citizens Insurance Agency, Inc., and 1st Realty of PA LLC. The firm operates its business through its subsidiary First Citizens Community Bank (FCCB). FCCB is a full-service bank engaged in a range of banking activities and services for individual, business, governmental and institutional customers. These activities and services principally include checking, savings, and time deposit accounts; residential, commercial, and agricultural real estate, commercial and industrial, state and political subdivision and consumer loans; and a variety of other specialized financial services. The Trust and Investment division of the Bank offers a full range of client investment, estate, mineral management, and retirement services. FCCB operates approximately 31 offices in Pennsylvania, Delaware, and New York.