Citizens & Fair Value
CZ
The fair market value of CZNC stock is 25.44 USD. Relative to the market price of 19.33 USD Citizens & is undervalued by 31.6%
Eyestock's quantitative valuation approach is based on the method of estimating historical multipliers. To determine whether a stock is undervalued, we compare its current price to our estimated of fair value. The more undervalued a stock is, the more investment is profitable.
Fair Relative Value
Citizens & Valuation
Current CZNC share ticker price is 19.33 USD.
The fair value level of 25.44 USD can be considered as an effective entry point for long-term investors to start investing in CZNC stock. For a more in-depth assessment, we provide a minimum value that can be used to increase a stock position and a maximum one that can be used to reduce it.
Price chart is not available
Current market price
Current price is 32% lower its fair value
Current price is 19% lower its minimum value
Current price is 60% lower its maximum value
Market price:
CZNC stock is greatly undervalued
It means the current price may concern as a Low Risk Entry Point
Citizens & Northern Corp Stock Valuation Calculator
How do we value a stock?
As fair value, we use the product of the median Price-to-earnings ratios at the end of each reporting period for the last 5 years and earnings per share for the last 12 months. By analogy with the fair value, we calculate the maximum and minimum ones using the corresponding P/E extremums.
1
Maximum P/E over 5 years
17.3
2
Median P/E over 5 years
14.26
3
Minimum P/E over 5 years
12.92
4
Earning per share (last 12 months)
1.78 USD
Maximum value
1
x
4
=
30.87 USD
Fair value
2
x
4
=
25.44 USD
Minimum value
3
x
4
=
23.05 USD
Citizens & Northern Corp price metrics
-5.0
Annual return (geometric mean)
42.5
Risk (standard deviation) of returns
β
0.4
Beta (volatility compared to market)