Farmers & Merchants Bancorp IncNASDAQ FMAO Stock Report

Farmers & Merchants Bancorp, Inc. operates as a bank holding company, which engages in the provision of commercial banking, retail banking, and financial services. The company is headquartered in Archbold, Ohio and currently employs 431 full-time employees. The company went IPO on 2004-11-23. The firm's primary subsidiary, The Farmers & Merchants State Bank (Bank) is a local independent community bank that is primarily serves Northwest Ohio and Northeast Indiana. Its other subsidiary, Farmers & Merchants Risk Management (Captive) is a captive insurance company. The Bank engages in general commercial banking business. Its activities include commercial, agricultural and residential mortgage as well as consumer and credit card lending activities. The Bank also provides checking account services, as well as savings and time deposit services such as certificates of deposits. The Bank provides custodial services for individual retirement accounts (IRAs) and health savings accounts (HSAs). The Bank provides on-line banking access for consumer and business customers. The Bank's primary market includes communities located in the Ohio counties of Champaign, Defiance, Fulton, Hancock, Henry, Lucas, Shelby, and others.