Kingstone Companies IncNASDAQ KINS Stock Report

Kingstone Companies, Inc. (Kingstone) offers property and casualty insurance products to individuals in New York State. The Company offers its products through its wholly owned subsidiary, Kingstone Insurance Company (KICO). KICO is a licensed property and casualty insurance company, which is offering its insurance products in New York, New Jersey, Rhode Island, Massachusetts and Connecticut. It underwrites its business utilizing industry claims databases, insurance scoring reports, physical inspection of risks and other individual risk underwriting tools. The Company writes homeowners and dwelling fire business in coastal markets. The Company's product lines include personal lines, livery physical damage, and other. Its personal lines consist of homeowners, dwelling fire, renters, equipment breakdown and service line endorsements and personal umbrella policies. It writes for-hire vehicle physical damage only policies for livery and car service vehicles and taxicabs.