NICK Stock Analysis
NI
Uncovered
Nicholas Financial Inc is uncovered by Eyestock quantitative analysis.
Rating
To assess the quality of a company's business, we have collected all financial data from the statements and presented them in the form of a single number - the company's rating. Rating value of 100 is the threshold for determining a viable investment.
Low score
Nicholas Financial, Inc. (Nicholas Financial-Canada) is a holding company, which conducts its business activities through a wholly owned subsidiary, Nicholas Financial, Inc. (Nicholas Financial). Nicholas Financial is a specialized consumer finance company, which is engaged primarily in acquiring and servicing automobile finance installment contracts for purchases of used and new automobiles and light trucks. Nicholas Financial also originates direct consumer loans and sells consumer-finance related products. Another subsidiary, Nicholas Data Services, Inc. (NDS), serves as an intermediate holding company for Nicholas Financial. It is engaged in the business of providing financing programs, primarily to purchasers of used cars and light trucks who meet the Company's credit standards but who do not meet the credit standards of traditional lenders, such as banks and credit unions. Its automobile finance programs are conducted in 18 states through a total of about 47 branch offices.