OPHC Stock Analysis
OP
Uncovered
OptimumBank Holdings Inc is uncovered by Eyestock quantitative analysis.
Upside
To determine whether the current price is a reasonable to buy a stock, we compare it to our estimate of fair value. The more undervalued a stock is, the higher the upside.
Overvalued
OptimumBank Holdings, Inc. is a bank holding company for OptimumBank, which offers a variety of community banking services to individual and corporate customers through OptimumBank. The company is headquartered in Fort Lauderdale, Florida and currently employs 48 full-time employees. The company went IPO on 2003-05-08. The firm is focused on the ownership and operation of the Bank. The Bank is a Florida state-chartered bank, with deposits insured by the Federal Deposit Insurance Corporation (FDIC). The Bank offers a range of community banking services to individual and corporate customers through its two banking offices located in Broward County, Florida. The Bank provides a range of consumer and commercial banking services to individuals and businesses. The Bank services offers demand interest-bearing and noninterest-bearing accounts, money market deposit accounts, negotiable order of withdrawal (NOW) accounts, time deposits, Visa debit and automated teller machine (ATM) cards, cash management, direct deposits, notary services, money orders, night depository, cashier's checks, domestic collections, and banking by mail. The Bank makes commercial real estate loans and consumer loans.