OSBC Stock Analysis
OS
Uncovered
Old Second Bancorp Inc is uncovered by Eyestock quantitative analysis.
Upside
To determine whether the current price is a reasonable to buy a stock, we compare it to our estimate of fair value. The more undervalued a stock is, the higher the upside.
Undervalued
Old Second Bancorp, Inc. is a bank holding company. The company is headquartered in Aurora, Illinois and currently employs 891 full-time employees. The Company, through its subsidiary, Old Second National Bank (the Bank), offers financial services. The company provides full-service banking business, which includes a range of deposit products, trust and wealth management services, lending services, and deposit services, including demand, negotiable order of withdrawal, money market, savings, time deposit and individual retirement accounts; commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit, lease financing receivables and overdraft checking; safe deposit operations. The company also provides additional services, which includes acquisition of United States Treasury notes and bonds, money orders, cashiers’ checks and foreign currency, direct deposit, discount brokerage, debit cards, credit cards, and other special services. Its lending activities include making commercial and consumer loans, primarily on a secured basis.