UBSI Stock Analysis
UB
Uncovered
United Bankshares Inc is uncovered by Eyestock quantitative analysis.
Upside
To determine whether the current price is a reasonable to buy a stock, we compare it to our estimate of fair value. The more undervalued a stock is, the higher the upside.
Overvalued
United Bankshares, Inc. is a bank holding company, which engages in the provision of commercial and retail banking services and products. The company is headquartered in Charleston, West Virginia and currently employs 2,765 full-time employees. The Company, through its subsidiaries, engages primarily in community banking and mortgage banking. The banking services offered are the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and floor plan loans, and the making of construction and real estate loans. Its segments include community banking and mortgage banking. The community banking segment includes both commercial and consumer lending and provides customers with such products as commercial loans, real estate loans, business financing and consumer loans. In addition, the community banking segment also provides various deposit products. The mortgage banking segment engages primarily in the origination and acquisition of residential mortgages for sale into the secondary market, through the Company's mortgage banking subsidiaries, George Mason Mortgage, LLC and Crescent Mortgage Company.