Arman Financial Services Ltd. is a holding company, which engages in the business of micro-finance. The company is headquartered in Ahmedabad, Gujarat and currently employs 694 full-time employees.  The firm is a non-banking finance company (NBFC). The firm operates through the Financing segment. The firm provides lending services primarily in the two-wheeler, micro-enterprise (MSME), and microfinance segments. The company provides finance for all models of motorcycles, mopeds, scooterettes and scooters of Hero, Honda, Bajaj, TVS, HMSI, Suzuki, Yamaha, & Royal Enfield. The company operates serves niche rural markets in Gujarat, Madhya Pradesh, Uttar Pradesh, Maharashtra, Uttarakhand, Rajasthan, Haryana, and Bihar through a distribution network of 336 branches, 55+ two-wheeler dealerships spread across 120 districts in eight states serving 6.2 lakh customers. The company also focuses on small ticket retail loans to the large underserved informal segment customer in rural and semi urban geographies. The Microfinance division is operated through its wholly owned subsidiary, Namra Finance Ltd.

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