CREDITACC.NS Stock Analysis
CR
Avoid
Based on Eyestock quantitative analysis, CREDITACC.NS`s fundamental data and valuation indicate an investment grade of Avoid at the current time.
Rating
To assess the quality of a company's business, we have collected all financial data from the statements and presented them in the form of a single number - the company's rating. Rating value of 100 is the threshold for determining a viable investment.
Low score
Upside
To determine whether the current price is a reasonable to buy a stock, we compare it to our estimate of fair value. The more undervalued a stock is, the higher the upside.
Greatly undervalued
Market cap $B
0.958
Dividend yield
0.78 %
Shares outstanding
159.38 B
CreditAccess Grameen Ltd. engages in the provision of micro finance services. The company is headquartered in Bangalore, Karnataka and currently employs 16,759 full-time employees. The company went IPO on 2018-08-23. The firm operates in approximately 353 districts in 14 states and one union territory in India through 1,826 branches. The firm operates in a single business segment that is lending to members. Its microfinance group lending products include income generation loan, home improvement loan, family welfare loan and emergency loan. The firm's microfinance individual lending product is Unnati loan. Its retail finance products include grameen vikas loan, grameen two-wheeler loan, gruha vikas loan and grameen swarna loan. The firm's distributor products include grameen suraksha, life insurance and national pension scheme (NPS) - Swavalamban. The company has tied up with various insurance service providers, including HDFC Life and Kotak Life to provide insurance coverage to customers and spouse/co-borrowers (applicable for retail finance).