L&T Finance Holdings Ltd. is a non-banking financial company, which engages in the provision of financial products and services across retail, corporate, housing, and infrastructure finance sectors. The company is headquartered in Mumbai, Maharashtra and currently employs 27,506 full-time employees. The company went IPO on 2011-08-12. The firm's segments include Retail business, Wholesale business, Defocused business and Others. The Retail business segment comprises farmer finance, such as farm equipment finance and Agri allied finance; rural business finance, such as micro finance loans and rural business loans; urban finance, such as two-wheeler finance, consumer loans, retail housing loans and loans against property; small and medium-sized enterprises loans, and retail portfolio acquisitions. The Wholesale business segment comprises real estate finance and infrastructure finance. The Defocused business segment comprises structured corporate loans, debt capital market and other discontinued products. The Others segment comprises asset management and other business/investment activities.

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