Muthoot Finance Ltd. engages in the provision of personal and business loans secured by gold jewelry or gold loans. The company is headquartered in Ernakulam, Kerala and currently employs 27,273 full-time employees. The company went IPO on 2011-05-06. The firm is a non-deposit taking, non-banking financial company, which is engaged primarily in the business of financing. The company provides personal and business loans secured by gold jewelry. The company lends against security of household used gold ornaments (HUGO) and does not deal in gold bullion. Its gold loan schemes include Muthoot One Percent Loan, Muthoot Ultimate Loan, Muthoot Delight Loan, Muthoot EMI Scheme, Muthoot Mudra Loan, Muthoot Advantage Loan, Muthoot High Value Loan Plus, Muthoot High Value Loan and Muthoot Big Business Loans. Its core offering is gold loans; however, the Company offers a range of other products and services to its customers, which includes foreign inward money transfer services, domestic money transfer services, instant money transfer services, microfinance, non-convertible debentures, home loans, personal loans, corporate loans, foreign exchange services and insurance services, among others.

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