South Indian Bank Ltd. provides commercial banking services. The company is headquartered in Thrichur, Kerala and currently employs 9,481 full-time employees.  The Bank is engaged in providing a range of banking and financial services, including retail banking, corporate banking, and treasury operations. The firm operates through four segments: Treasury, Corporate/ Wholesale Banking, Retail Banking and Other Banking Operations. The Treasury segment consists of interest earnings on investments portfolio of the bank, gains or losses on investment operations and earnings from foreign exchange business. The Corporate / Wholesale Banking segment provides loans to corporate segment. The Retail Banking segment provides loans to non-corporate customers. The Other Banking Operations segment includes income from para banking activities, such as debit cards, third party product distribution and associated costs. The Bank has a network of approximately 942 banking outlets and approximately 1,175 automated teller machines (ATMs) in India.

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