OPFI Stock Analysis
OP
Avoid
Based on Eyestock quantitative analysis, OPFI`s fundamental data and valuation indicate an investment grade of Avoid at the current time.
Rating
To assess the quality of a company's business, we have collected all financial data from the statements and presented them in the form of a single number - the company's rating. Rating value of 100 is the threshold for determining a viable investment.
Moderate score
Upside
To determine whether the current price is a reasonable to buy a stock, we compare it to our estimate of fair value. The more undervalued a stock is, the higher the upside.
Greatly overvalued
OppFi, Inc. operates as financial technology platform that powers banks to offer lending products to consumers. The company is headquartered in Chicago, Illinois and currently employs 573 full-time employees. The company went IPO on 2020-09-30. The firm partners with banks to facilitate short-term lending options for everyday consumers who lack access to mainstream financial products. Its AI-enabled financial technology platform focuses on helping these everyday consumers who lack access to traditional credit products to build a better financial path. Its platform facilitates credit access products primarily through its installment loan product, OppLoans. Its credit access products also include its payroll deduction secured installment loan product, SalaryTap, and credit card product, OppFi Card. Its financial education platform, OppU, provides free, standards-aligned courses intended to teach financial literacy to its customers.