RM Stock Analysis
RM
Avoid
Based on Eyestock quantitative analysis, RM`s fundamental data and valuation indicate an investment grade of Avoid at the current time.
Rating
To assess the quality of a company's business, we have collected all financial data from the statements and presented them in the form of a single number - the company's rating. Rating value of 100 is the threshold for determining a viable investment.
Low score
Upside
To determine whether the current price is a reasonable to buy a stock, we compare it to our estimate of fair value. The more undervalued a stock is, the higher the upside.
Greatly overvalued
Market cap $B
0.327
Dividend yield
4.05 %
Shares outstanding
9.523 B
Regional Management Corp. engages in the provision of consumer financial services. The company is headquartered in Greer, South Carolina and currently employs 1,991 full-time employees. The company went IPO on 2012-03-28. The firm provides installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. Its products include small and large installment loans. The company provides its customers optional payment and collateral protection insurance. The company offers small installment loans with cash proceeds to customers ranging from $500 to $2,500, with terms of up to 48 months. The company offers large installment loans with cash proceeds to customers ranging from $2,501 to $25,000, with terms between 18 and 60 months. The company offers its customers optional payment and collateral protection insurance relating to its loan products, including credit life insurance, accident and health insurance, involuntary unemployment insurance, and personal property insurance. The company also offers indirect retail installment loans of up to $7,500. The company operates under the name Regional Finance.