Bread Financial Statements
LI
Data from Bread Financial`s earning releases including common size income statement and balance sheet.
Common size analysis evaluates financial statements by expressing each line item as a percentage of a base amount for that period.
Key Information:
Report currency:
USD - US dollar
Last reporting period:
30 Sep, 2024
Next reporting period:
29 Dec, 2024
Report frequency:
Quarterly
Earnings release date:
24 Oct, 2024
Expected release date:
23 Jan, 2025
Bread Financial Income Statement
B
M
USD (except Earnings per share)
Financial
Revenue
Cost of sales
Gross profit
Research and development
Selling, general and administrative
Total operating expenses
Operating income
Interest expense
Other income
Income before tax
Provision for income taxes
Net income
Diluted earnings per share
Shares outstanding after dilution
1 219
6.6 %
100
77
6.3
1 142
7 %
93.7
—
0
266
21.8
866
32 %
71
276
-32.8 %
22.6
-240
-19.7
—
0
40
-77.8 %
3.3
37
3
2
-98.5 %
0.2
0.059
51
1 144
-5.3 %
100
77
6.7
1 067
-4.9 %
93.3
—
0
247
21.6
656
-4.4 %
56.9
411
-5.7 %
36.4
-236
-21.07
—
0
180
-4.3 %
15.7
47
4.1
133
-0.7 %
11.6
2.649
50.2
1 208
-1.1 %
100
86
7.1
1 122
-1 %
92.9
—
0
241
20
686
-21.8 %
56.8
436
70.3 %
36.1
-248
-20.5
—
0
188
944.4 %
15.6
53
4.4
134
211.6 %
11.1
2.69
49.7
1 222
-2.2 %
100
89
7.3
1 133
-1.1 %
92.7
—
0
266
21.8
877
24.9 %
71.8
256
-42.3 %
20.9
-238
-19.5
—
0
18
-92 %
1.5
-26
-2.1
43
-74.9 %
3.5
0.87
49.4
1 250
11.3 %
100
104
8.3
1 146
13.8 %
91.7
—
0
246
19.7
702
-2 %
56.2
444
52.6 %
35.5
-219
-17.5
—
0
225
161.6 %
18
52
4.2
171
256.3 %
13.7
3.41
50.1
1 123
-10 %
100
116
10.3
1 007
-10.7 %
89.7
—
0
257
22.9
716
44.4 %
63.8
291
-54 %
25.9
-205
-18.3
—
0
86
-86.5 %
7.7
22
2
48
-89.5 %
4.3
0.95
50.3
1 248
1.6 %
100
120
9.6
1 128
1 %
90.4
—
0
259
20.8
496
-56.1 %
39.7
632
4961.5 %
50.6
12
1
35
2.8
638
406.7 %
51.1
183
14.7
455
439.6 %
36.5
9.08
50.1
1 228
10.4 %
100
111
9
1 117
8.4 %
91
—
0
263
21.4
1 130
59.6 %
92
-13
-104 %
-1.06
-195
-15.9
—
0
-208
-210.1 %
-16.9
-74
-6.03
-134
-200 %
-10.9
-2.69
49.9
1 112
12.6 %
100
82
7.4
1 030
13.9 %
92.6
—
0
246
22.1
708
-10.7 %
63.7
322
190.1 %
29
-133
-12
—
0
189
1081.3 %
17
55
4.9
134
1016.7 %
12.1
2.69
49.9
988
-1.2 %
100
84
8.5
904
-1.5 %
91.5
—
0
241
24.4
793
47.7 %
80.3
111
-70.9 %
11.2
-95
-9.6
—
0
16
-94.7 %
1.6
4
0.4
12
-94.3 %
1.2
0.24
49.9
1 000
6.4 %
100
82
8.2
918
6.9 %
91.8
—
0
210
21
537
-24.4 %
53.7
381
155.7 %
38.1
-79
-7.9
—
0
302
371.9 %
30.2
91
9.1
210
1135.3 %
21
4.22
50
940
-0.2 %
100
81
8.6
859
-0.2 %
91.4
—
0
230
24.5
710
38.9 %
75.5
149
-57.4 %
15.9
-85
-9.04
—
0
64
-75.3 %
6.8
12
1.3
17
-92.4 %
1.8
0.33
51.3
942
9 %
100
81
8.6
861
10.2 %
91.4
—
0
203
21.5
511
56.3 %
54.2
350
-22.9 %
37.2
-91
-9.7
—
0
259
-26.8 %
27.5
53
5.6
224
-18.2 %
23.8
4.48
50
864
-5 %
100
83
9.6
781
-6 %
90.4
—
0
197
22.8
327
-8.4 %
37.8
454
-4.2 %
52.5
-100
-11.6
—
0
354
-3.5 %
41
91
10.5
274
-4.2 %
31.7
5.48
50
909
135.9 %
100
78
8.6
831
-43.5 %
91.4
—
0
201
22.1
357
-80.2 %
39.3
474
244.2 %
52.1
-107
-11.8
—
0
367
596.4 %
40.4
99
10.9
286
2225.2 %
31.5
5.74
49.8
385.4
-63.3 %
100
-1 086.3
-281.9
1 471.7
159.2 %
381.9
—
0
678.6
176.1
1 800.4
550.4 %
467.2
-328.7
-213 %
-85.3
-499
-129.5
381.4
99
52.7
-70 %
13.7
48.4
12.6
12.3
-90.8 %
3.2
0.24
49.5
1 050.5
7.3 %
100
482.7
45.9
567.8
17 %
54.1
—
0
29
2.8
276.8
-11.2 %
26.3
291
67.7 %
27.7
-115.1
-11
—
0
175.9
274.3 %
16.7
42.6
4.1
133.3
247.1 %
12.7
2.79
47.8
979.3
-29.1 %
100
494
50.4
485.3
-44.6 %
49.6
—
0
20.4
2.1
311.8
-56.6 %
31.8
173.5
10.2 %
17.7
-127.7
-13.04
—
0
47
85 %
4.8
8.6
0.9
38.4
28 %
3.9
0.81
47.7
1 381.8
143.4 %
100
505.6
36.6
876.2
-56.6 %
63.4
—
0
24
1.7
718.7
-58.2 %
52
157.5
-47.5 %
11.4
-138.6
-10.03
—
0
25.4
-72.1 %
1.8
-4.6
-0.3
30
-69.1 %
2.2
0.63
47.7
567.7
-60.5 %
100
-1 451.6
-255.7
2 019.3
154.3 %
355.7
—
0
833.1
146.8
1 719.1
374.6 %
302.8
300.2
-30.5 %
52.9
-636.6
-112.1
427.4
75.3
91
-44.6 %
16
57.2
10.1
97.1
189.5 %
17.1
1.78
54.5
1 437.6
6.6 %
100
643.4
44.8
794.2
14.5 %
55.2
—
0
20
1.4
362.2
8.1 %
25.2
432
20.4 %
30.1
-141
-9.8
—
0
164.2
-15.3 %
11.4
42.6
3
-108.5
-182.6 %
-7.5
-2.22
48.8
1 348.5
1.1 %
100
654.6
48.5
693.9
-1.1 %
51.5
—
0
35.8
2.7
335.1
-0.1 %
24.8
358.8
-2 %
26.6
-142.7
-10.6
—
0
193.8
-9 %
14.4
51.4
3.8
131.3
-11.9 %
9.7
2.71
48.3
1 334.2
-8.9 %
100
632.6
47.4
701.6
-8.5 %
52.6
—
0
37.1
2.8
335.6
39.5 %
25.2
366
-30.5 %
27.4
-145.1
-10.9
—
0
213
-41.5 %
16
34.8
2.6
149.1
-47.7 %
11.2
2.8
53.2
1 464.6
2.9 %
100
697.8
47.6
766.8
-0.3 %
52.4
—
0
23.5
1.6
240.5
-16.6 %
16.4
526.3
9.4 %
35.9
-162.5
-11.1
—
0
363.8
6.1 %
24.8
140.4
9.6
284.9
-3.9 %
19.5
5.25
54.2
1 423.1
1.9 %
100
654
46
769.1
-4.3 %
54
—
0
42.5
3
288.2
-29 %
20.3
480.9
20.9 %
33.8
-137.9
-9.7
—
0
343
30.4 %
24.1
54.3
3.8
296.5
36.1 %
20.8
5.39
55
1 397.2
1.1 %
100
593.6
42.5
803.6
1.7 %
57.5
—
0
45.2
3.2
405.7
-1.3 %
29
397.9
4.9 %
28.5
-134.8
-9.6
—
0
263.1
7.3 %
18.8
39.3
2.8
217.8
32.8 %
15.6
3.93
55.4
1 381.7
1097.6 %
100
591.6
42.8
790.1
53.4 %
57.2
—
0
24.4
1.8
410.9
128.5 %
29.7
379.2
13.1 %
27.4
-134.1
-9.7
—
0
245.1
-14.8 %
17.7
65.2
4.7
164
-39.6 %
11.9
2.95
55.5
-138.5
-107.2 %
-653.5
515
-39.1 %
—
49
179.8
-50.6 %
335.2
-30.4 %
-47.4
—
287.8
-13.7 %
35.9
271.4
16.4 %
4.78
56.7
1 912.4
5 %
1 066.5
845.9
4.8 %
—
35.1
364.1
-18.5 %
481.8
33.6 %
-148.2
—
333.6
56 %
100.4
233.2
69.4 %
4.19
55.6
1 821.8
-3 %
1 014.4
807.4
-3.5 %
—
33.3
446.9
-7.2 %
360.5
1.5 %
-146.6
—
213.9
-5.9 %
76.2
137.7
-5.9 %
2.47
55.8
1 879
2.8 %
1 042.1
836.9
33.2 %
—
41.9
481.8
7.4 %
355.1
97.6 %
-127.9
—
227.2
266.5 %
80.8
146.4
1281.1 %
2.58
56.7
1 827.6
-3.1 %
1 199.2
628.4
-25.2 %
—
31.8
448.7
7.1 %
179.7
-57.3 %
-117.7
—
62
-80.2 %
51.4
10.6
-94.9 %
0.18
58
1 885.6
7.8 %
1 045.6
840
16.5 %
—
41
419
4.7 %
421
31.3 %
-108.3
—
312.7
44.2 %
105.2
207.5
183.9 %
3.55
58.4
1 748.8
4.3 %
1 027.9
720.9
7.2 %
—
42.9
400.3
22.1 %
320.6
-6.9 %
-103.7
—
216.9
-11.6 %
76.2
73.1
-48.2 %
1.24
59
1 676.1
-4.2 %
1 003.9
672.2
-6.9 %
—
27.6
327.9
-8.4 %
344.3
-5.4 %
-98.8
—
245.5
-10.6 %
86.6
141.2
-2.2 %
2.35
60.2
1 748.9
10.1 %
1 027
721.9
4.9 %
—
26.5
357.8
6.5 %
364.1
3.4 %
-89.4
—
274.7
33.7 %
94.5
144.4
12.5 %
2.35
61.5
1 589.1
5.9 %
901.1
688
13.9 %
—
40.9
335.9
5.5 %
352.1
23.2 %
-82.1
—
205.4
0.2 %
75
128.4
-2.2 %
2.08
61.8
1 500.6
-6.3 %
896.5
604.1
-1.2 %
—
40.9
318.4
11.1 %
285.7
-12 %
-80.7
—
205
-16.8 %
75
131.3
-10.9 %
2.11
62.3
1 601.2
7.8 %
989.9
611.3
3.6 %
—
30.2
286.7
-24.1 %
324.5
52.7 %
-78
—
246.5
71.1 %
81.7
147.4
181.3 %
2.32
63.6
1 485.7
12.6 %
895.6
590.2
7 %
—
145.9
377.7
64.1 %
212.5
-33.9 %
-68.4
—
144.1
-44.6 %
67.9
52.4
-68.1 %
0.86
61.1
1 319.1
4.3 %
767.4
551.7
14.5 %
—
39.2
230.1
15.5 %
321.6
13.8 %
-61.5
—
260.2
18.5 %
95.2
164.2
19.5 %
2.74
59.9
1 265.2
2.6 %
783.4
481.8
4.6 %
—
28.3
199.2
11.5 %
282.5
0.2 %
-62.9
—
219.6
2.6 %
80.4
137.4
—
2.19
62.6
1 232.9
8 %
772.4
460.5
0.1 %
—
34
178.7
-15 %
281.8
12.9 %
-67.7
—
214
16.1 %
78.3
137.4
16.5 %
2.08
66.1
1 141.1
—
681.1
460
—
—
24.7
210.2
—
249.7
—
-65.5
—
184.3
—
66.4
117.9
—
1.79
66